:root{--ink:#0f2233;--muted:#5a6b7b;--line:#dfe6ec;--bg:#f6f8fa;--card:#fff;--navy:#0b3d5c;--teal:#0f766e;--tealbg:#e6f4f1;--gold:#8a5410;--goldbg:#fdf3dc;--red:#b42318}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{color:var(--ink);background:var(--bg);margin:0;font:16px/1.6 ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif}a{color:var(--teal)}a:hover{color:var(--navy)}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}.skip{position:absolute;left:-999px}.skip:focus{z-index:9;background:#fff;padding:8px;top:8px;left:8px}.hdr{background:var(--navy);color:#fff}.hdr-in{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px;min-height:60px;display:flex}.brand{color:#fff;letter-spacing:-.01em;align-items:center;gap:10px;font-size:19px;font-weight:600;text-decoration:none;display:flex}.brand b{color:#f4c25b;font-weight:700}.nav{flex-wrap:wrap;gap:18px;display:flex}.nav a{color:#cfe3ef;font-size:14px;text-decoration:none}.nav 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